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What Are Living Benefits?

Have you or a loved one ever needed mobility assistance like a wheelchair or cane?

You may be entitled to an immediate cash payout from your life insurance policy if this happens to you!

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Living Benefits Video Explanation

How Do Living Benefits Work?

Watch this video to learn more about accessing your life insurance benefits while still alive.

Living Benefits Key Features

Get Cash When You Need It Most

Living benefits provide financial support when you're unable to work or facing a critical illness. Learn how they can help you and your family.

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Cancer Diagnosis Protection

About 1,735,350 new cancer cases are diagnosed annually. Living benefits can provide crucial financial support during treatment.

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Stroke Recovery Assistance

Stroke is a leading cause of long-term disability. Living benefits can help cover rehabilitation costs and lost income.

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Heart Attack Financial Support

With 735,000 Americans suffering heart attacks annually, living benefits can provide essential financial relief during recovery.

The Financial Support You Deserve

Don't let medical bills and lost income add stress to your recovery. Plentii helps you access the living benefits you're entitled to when you need them most.

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Don't Let Medical Bills Control Your Life

Serious illness or injury can derail your finances. Learn how living benefits can provide a financial safety net during challenging times.

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Protect Against Income Loss

Living benefits can replace lost income when you're unable to work, helping maintain your family's financial stability.

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Cover Unexpected Medical Costs

Use living benefits to pay for treatments, therapies, and care not fully covered by health insurance.

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Bridge Insurance Gaps

Living benefits can cover the 60% of critical illness costs often not covered by standard health insurance plans.

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Reduce Financial Stress

Focus on your recovery without the added worry of financial hardship. Living benefits provide peace of mind during difficult times.

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Living Benefits Overview

The Plentii Advantage:
Maximizing Your Living Benefits

At Plentii, we specialize in helping you access the living benefits you're entitled to from your life insurance policy.

These accelerated benefits provide immediate financial relief without requiring you to pass away first. We ensure you get the support you need when you need it most.

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100% Tax-Free Benefits

Receive your living benefits payment without owing any taxes. Use the full amount as you see fit.

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Immediate Access to Funds

Get your living benefits quickly when you need them most, without lengthy waiting periods.

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Flexible, Risk-Free Usage

Only pay for the funds you use. Most insurers don't penalize for unused withdrawals, giving you peace of mind.

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Customized Service for Your Policy

We understand the nuances of different insurance providers. We'll ensure your benefit access is fully compliant with your specific policy.

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Enhanced Family Security

Access the funds you need while still maintaining a death benefit for your loved ones.

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A More Secure Future

Face challenging times with confidence, knowing you have financial support when you need it most.

Plentii Living Benefits Expertise

Why Americans Trust Plentii for Living Benefits

We've made it our mission to help policyholders like you access their living benefits safely and efficiently. Our expertise ensures you get the financial support you deserve when facing health challenges.

How Living Benefits Work

Living benefits, also known as accelerated death benefits, allow you to access a portion of your life insurance policy's death benefit while you're still alive.

These funds can provide immediate financial relief if you face a qualifying event such as a critical illness, chronic condition, or terminal diagnosis.

Plentii helps you navigate the process of accessing these benefits, ensuring you get the support you need without compromising your policy's long-term value.

Living Benefits Process
Get Started with Living Benefits

Ready to Explore Your
Living Benefits?

You've faced enough challenges. Let us make accessing your benefits easy and stress-free.

Schedule a free consultation with our friendly financial professionals today.

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Frequently Asked Questions About Living Benefits

No, living benefits accessed through Plentii are completely tax-free. This is due to specific provisions in tax codes for insurance companies.

The amount you can access varies by policy and provider, typically ranging from 25% to 95% of your death benefit. We'll help you understand your specific policy's provisions.

Accessing living benefits will reduce your policy's death benefit proportionally to the amount withdrawn. However, your beneficiaries will still receive the remaining balance upon your passing.